Ham and Cheese Soup 

1/4 C butter
1/4 C flour
4 C milk
1 tsp salt
1/4 tsp black pepper
3/4 tsp garlic salt
1/4 C chopped onions
3/4 lb ham cubed
2 C cooked potatoes
1 C cooked carrots
1/2 lb melting cheese

Melt butter, keep heating until butter turns nice and brown. Stir in flour. Add milk, seasonings, and onions, stirring well. Boil for two minutes. Add ham, potatoes, and carrots and heat for 15 more minutes on medium. Add cheese. Heat for another five minutes over medium heat, do not boil.